Speak About:

Present

Past

Past to Present

Future

Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Comparing People, Places and Things

Comparative

Use the comparative to form a comparison between two people, places, things, etc. The comparative form expresses that one object has more of a characteristic than the other. Begin the sentence with the first object followed by the use of 'than' for the second object.

Object one + to be + comparative adjective form + than + object two

Example:

His stocks always perform better in a bull market than mine.

Certificates of Deposit will not have as much liquidity as a Money Market fund.

Our students are usually more interested in learning about financial leasing than other topics.

Overdraft protection is not as much of an advantage as banks would have you think.

The comparative adjective form is determined by the number of syllables in the adjective. The general rule is that all adjectives that have one syllable add '-er'. Adjectives with three syllables or more take 'more + adjective'. The following explanation provides examples and exceptions to these rules.

One Syllable Adjectives

Add '-er' to the end of the adjective (Note: double the final consonant if preceded by a vowel).

Example:

The human resources department is bigger than the marketing department.

We are paying back the bank loan faster than required.

Two Syllable Adjectives Ending in '-y'

Replace then final '-y' with '-ier'.

Example:

We are happier to serve this payee than one from New York.

Jack is happier this week than last week because of the accrued liability.

Two or More Syllable Adjectives

Place 'more' before the adjective.

Example:

The budget for 2009 aims to widen the tax base in a more effective manner than earlier years.

The gold standard makes money more stable.

Important Exceptions

good - better
bad - worse
fun - more fun
far - farther / further

Example:

There are better opportunities for capital goods this week than last.

The economy is more of a bull market this year than last.

Tim's financial statement looks better every time he gets it.

As ... as

The form 'as as + adjective + as' expresses the fact that the characteristic is the same in each object. The negative form 'isn't / aren't as + adjective + as' can be used instead of the comparative. The adjective is not altered in this form.

Example:

The return on investment is as high as promised.

Certificates of Deposit will not have as much liquidity as a Money Market fund.

The company wasn't as established as a merchant bank.