Speak About:

Present

Past

Past to Present

Future

Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Different Futures

Future Forms Compared

The main difference between the future with 'will', and the future with 'going to' is that the future with 'will' is used for decisions made at the moment of speaking. In other words, use 'will' to express your reaction to a situation.

It's ok. Our market capitalization will boost our profits.

Hopefully the man will provide some collateral for the loans he plans to borrow.

I'm sure Kim will account for the market capitalization when she updates the report.

The future with 'going to', on the other hand, is used to make a statement about something you have decided before the moment of speaking.

Is the tech support department going to replace the defective pin pad today?

The Fed is going to adjust bank lending rates by the end of this week.

We are going to increase bank lending rates.

Scheduled Events in the Future

Use the present continuous to express scheduled or planned events in the near future.

Example:

You are not getting the portfolio adjusted this week.

Harold isn't making his presentation about transferable assets at 2 o'clock.

When are you confirming whether the worker's salary will be payable in advance?

The contractor is not furnishing the expense receipt in time for verification.

Positive Form:

Subject + to be + verb + -ing + (object(s))

My favorite savings bank is opening a branch this week down the street.

Negative Form:

Subject + to be + not + verb+ ing + (object(s))

You are not getting the portfolio adjusted this week.

Question Form:

(Question Word) + to be + subject + verb + ing?

When are you confirming whether the worker's salary will be payable in advance?