Speak About:

Present

Past

Past to Present

Future

Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Numbers

Numerical Expressions

Decimals

Read decimals by expressing the number before the point, followed by the word 'point' and each individual number.

Example:

The current percentage rate of the tier one savings account is 3.42%.

The tax base is 3.4%.

Percentages

Read percentages by expressing the percentage followed by the word 'percent'.

Example:

The accrued revenue is only 75% versus last year.

His floating rate loan is currently at 5%.

Fractions

Read the top fraction followed by the number + 's'

Today only 10/12 of my clients showed up for their appointments.

Borrowed funds accounted for 2/5 of the down payment on their house.

NOTE: 1/4 =>one quarter, 2/3 => two thirds, 1/2 one half

Number Expressions

These expressions are used with numerical expressions:

Speed -- 100 mph
Weight -- 80 kg
Telephone number -- 0171 895 7056
Decimal -- .087
Date -- 12/04/65
Percentage -- 75%
Temperature -- 28° C
Height -- 1 m 89 cm
Price -- $60
Fraction -- 8/13
Score -- 2-1

Showing Growth or Decline

Useful Verbs

rise
increase
go up by X %.

Example:

My doubts increased about the cancelled check.

The year-end inventory indicates that profits have increased 30% over last year.

decline
decrease
go down

Example:

The opportunities for mutually beneficial growth have declined recently

The fees declined last month much to our mutual benefit.

Useful Adverbs

Increase / Decrease

sharply
dramatically.
steadily.
slowly.
rapidly.
haltingly.

Example:

Cash advance services have grown sharply in the past year.

Short-term debt declined steadily over this period.