Happening Right Now
To express what is happening at the present moment in time use the present continuous. The present continuous is also sometimes referred to as the present progressive.
A bank customer is entering his personal identification number using a pin pad now to pay bills.
Our short-term debt is running low this quarter.
He's using direct deposit to save himself the trouble.
Another use of the present continuous is to express what is happening around the current period of time. This is often used in work settings when discussing a project that is currently in progress.
The supermarket is giving very good discounted rates when you purchase more than 10 items worth $20.
Subject + to be + verb + ing + (object(s))
Veraphone is working on improvements for an upgraded pin pad.
Subject + to be + not + verb + ing + (object(s))
John's stock portfolio isn't making much money in this economy.
(Wh-) + to be + verb + ing?
NOTE: Common time expressions used with the present continuous include:
at the moment
At the moment, I am going into the vault to open her safety deposit box.
The company's lower book value is forcing its liquidation this month.
Stative verbs express a state. Action verbs express an action, or task that someone performs.
Stative are never used in continuous forms. Here is a list of common stative verbs:
The transaction seems to be below market rate today.
Money seems below market rate today.
He feels like the price is not negotiable.