Speak About:

Present

Past

Past to Present

Future

Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Happening Right Now

Present Continuous

To express what is happening at the present moment in time use the present continuous. The present continuous is also sometimes referred to as the present progressive.

A bank customer is entering his personal identification number using a pin pad now to pay bills.

Our short-term debt is running low this quarter.

He's using direct deposit to save himself the trouble.

Another use of the present continuous is to express what is happening around the current period of time. This is often used in work settings when discussing a project that is currently in progress.

The supermarket is giving very good discounted rates when you purchase more than 10 items worth $20.

Positive Form:

Subject + to be + verb + ing + (object(s))

Veraphone is working on improvements for an upgraded pin pad.

Negative Form:

Subject + to be + not + verb + ing + (object(s))

John's stock portfolio isn't making much money in this economy.

Question Form:

(Wh-) + to be + verb + ing?

NOTE: Common time expressions used with the present continuous include:

at the moment
currently
this week
today
now

Example:

At the moment, I am going into the vault to open her safety deposit box.

The company's lower book value is forcing its liquidation this month.

Stative Verbs

Stative verbs express a state. Action verbs express an action, or task that someone performs.

Stative are never used in continuous forms. Here is a list of common stative verbs:

believe
understand
think (opinion)
want
hope
smell
taste
feel
sound
look
seem
appear

Example:

The transaction seems to be below market rate today.

Money seems below market rate today.

He feels like the price is not negotiable.