Use the present simple to talk about activities or routines which take place on a regular basis.
This bank branch does not accept third party checksThe surcharge fee doesn't apply to accounts opened before noon. At what point do you acknowledge receipt of the package? I transfer funds to my savings account several times a week.
Subject + verb + objectsI transfer funds to my savings account several times a week.
Subject + do not + verb + objectsThis bank branch does not accept third party checks
Wh? + do + subject + verb ?How often do you check your credit score?
Present Simple with Adverbs of Frequency
Use adverbs of frequency such as 'usually', 'often', 'sometimes', etc. with the present simple to express how often you perform a routine or activity.
Occasionally they return a confirmed letter of credit
I am absolutely fascinated with real estate. We rarely request a confirmed letter of credit.