Topics

Present

Past

Past to Present

Future

Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Every Day

Present Simple

Use the present simple to talk about activities or routines which take place on a regular basis.

Example:

How often do you check your credit score?

The futures market doesn't open for operations on federal holidays.

We don't believe that paying bills together works to our mutual benefit.

I transfer funds to my savings account several times a week.

Positive Sentences

Subject + verb + objects

The savings bank usually sends checks out on Tuesday.

Negative Sentences

Subject + do not + verb + objects

We don't believe that paying bills together works to our mutual benefit.

Question Form

Wh? + do + subject + verb ?

At what point do you acknowledge receipt of the package?

Present Simple with Adverbs of Frequency

Use adverbs of frequency such as 'usually', 'often', 'sometimes', etc. with the present simple to express how often you perform a routine or activity.

Example:

We rarely request a confirmed letter of credit.

Mary will make weekly payments on her bank loan.

Clients usually overlook short-term debt.