Speak About:



Past to Present


Abilities - Responsibilities

Asking Questions

Choosing the Right Phrase

Combining Verbs

Explaining Ideas

Describing Your World

Complex Ideas

Relating Ideas, People, Objects

Speaking about Objects

Wondering about Situations

Every Day

Present Simple

Use the present simple to talk about activities or routines which take place on a regular basis.


The savings bank usually sends checks out on Tuesday.

The discussion centers around the bill on demand.

How often do you check your credit score?

We don't believe that paying bills together works to our mutual benefit.

Positive Sentences

Subject + verb + objects

I transfer funds to my savings account several times a week.

Negative Sentences

Subject + do not + verb + objects

The surcharge fee doesn't apply to accounts opened before noon.

Question Form

Wh? + do + subject + verb ?

How often do you check your credit score in a year?

Present Simple with Adverbs of Frequency

Use adverbs of frequency such as 'usually', 'often', 'sometimes', etc. with the present simple to express how often you perform a routine or activity.


They rarely count any withholding tax.

I am absolutely fascinated with real estate.

Mary will make weekly payments on her bank loan.